FAQ

Costs

Cobb Insurance comes to your workplace free of charge. The business will not incur any costs from our services. Each employee that gets coverage will pay for the policy as applied.

Coverage Options

We specialize in whole Life and Index Universal Life policies. Term life is also available but not recommended. Coverage amounts range from $2,000 - $450,000, which will depend on each employees needs.

Insurance Carriers

As brokers, we issue policies on behalf of many insurance carriers. These include Mutual of Omaha, Corebridge (AIG), American Amicable, and Americo

Required Information

For a typical application, clients should be ready with basic personal and medical information, beneficiary information, SSN, and bank information.

Policy Benefits

All of the carriers we work with offer level premiums and permanent coverage. They include living benefits and a cash value buildup, which differ depending on the type of policy. These will be explained to clients in detail at the time of the application.